Benefits Highlights

United States Benefits Highlights

Health Benefits

Eligibility

  • Full-time or part-time colleague who works at least 17.5 hours a week
  • Day 1 coverage for you and your dependents
  • Able to change insurance plans during annual open enrollment period or after a qualified life event that’s reported to HR within 30 days of the event

 

Eligible Dependents:

  • Legal spouse or qualified life partner
  • Children under the age of 26
  • Children over 26 who are fully dependent due to mental or physical disability

 

Medical Plans

  • All plans provide:
    • Comprehensive health care benefits
    • Prescription drug coverage
    • In-network preventative care covered at 100%

 

2022 Plan Coverage Levels

$25/$40 Copay Core PPO Plan

Medical and Prescription Copays

  • $25 PCP/$40 Specialist
  • $50 Urgent Care
  • $150 ER
  • Prescriptions

Deductible

  • $1,000 Individual
  • $3,000 Family

Coinsurance

  • 80%

Maximum Out-of-Pocket

  • $4,000 Individual
  • $8,000 Family
$1,450 CDHP Plan

Deductible

  • $1,450 Individual
  • $2,900 Family

Coinsurance

  • 80%

Maximum Out-of-Pocket

  • $4,450 Individual
  • $7,150 Family
$2,800 CDHP Plan

Deductible

  • $2,800 Individual
  • $5,600 Family

Coinsurance

  • 80%

Maximum Out-of-Pocket

  • $6,650 Individual
  • $13,300 Family

Prescription Coverage

  • DTN pharmacy benefits are administered through Prime Therapeutics
  • FlexRx determine list of drugs covered by plan
  • Preventative drugs are not subject to the medical deductible
  • Non-preventative drugs are subject to the medical deductible and out-of-pocket maximum

 

Health Savings Account (HSA)

We offer HSA plans that enable you to save to pay for qualified out-of-pocket medical expenses with pretax dollars when enrolled in a Consumer Directed Health Plan (CDHP). Unused savings are carried over indefinitely. In 2022, DTN is making contributions to employee health savings accounts as folows:

  • For the $1,450 CDHP Plan:
    • $725 for employee-only
    • $1,450 for employee + child, spouse, or family coverage
  • For the $2,800 CDHP Plan:
    • $$1,400 for employee-only
    • $2,800 for employee + child, spouse, or family coverage

Health Care Flex Spend (FSA)

A Flex Spend account may be available depending upon the plan you choose.

  • Limited Purpose FSA
  • Unused amounts do not roll over to the next plan year

 

Dental Plans

Coverage is offered for preventative care, basic/major restorative care, and special oral surgery services.

  • Two options:
    • Core Plan
    • Buy-Up Plan: higher annual max and covers orthodontia services

 

Vision Plan

We offer coverage for annual vision exam and corrective lenses/frames
Features:

  • Annual frame & lenses or contact allowance for both in-network and out-of-network

 

Life and AD&D Insurance

Qualifying colleagues are automatically enrolled at one times your annual base salary at no out-of-pocket cost (max $400,000).

  • Basic life insurance: term life policy
  • AD&D coverage: pays benefits to you or your beneficiary(ies) if you die or are injured from a work-related accident
  • Supplemental life insurance plans:
    • Supplemental employee, spouse and child life insurance available
    • Supplemental employee AD&D insurance available

 

Back to All Benefits